Documentation

Your documentation is the bedrock of your business. It must provide you with the strongest protection possible within the context of the markets within which you work. But it also forms part of your sales pitch. Voluminous documentation covering numerous possibilities that are not serious commercial risks will not help you. Your documents must be as user friendly as possible and provide you and your client with sufficient flexibility to operate on a sensible commercial basis.

We have significant experience of drafting documentation of all types for finance clients from receivables financiers and banks to finance houses and overseas financiers. We are able to provide documentation, drafted to suit your requirements and reflect your business style, including:-

• factoring and discounting facilities (on and off balance sheet, for export funding, from one or more funders and for various debt types)
• term loan, revolving credit and overdraft facilities for acquisition finance, working capital, property purchase and re-financing;
• regulated and not regulated hire-purchase, finance lease, operating lease, conditional sale, credit sale and contract hire documentation;
• security documentation including all assets debentures, property charges, floating charges (both general and on specific assets), charges on shares, intellectual property, book debts, sub-hiring agreements and cash deposits, chattel mortgages, bills of sale and guarantees;
• priority and subordination documentation;
• assignment and novation documentation.

For more information contact Philip Jones on 0121 616 5106 or email us at info@franciswilksandjones.co.uk