Secured Lending

Property as Security

Property has always represented an attractive form of security for lending and financing: ownership is easily ascertained, the ranking of competing security claims is clear and unambiguous, and the land registration framework makes fraud very rare. These advantages will only increase as the process of taking security and registering that interest moves to the electronic sphere in the coming years. We have extensive experience in advising on and taking security for clients both as primary and secondary security in all forms of lending. Even where property is not the primary secured asset it can nonetheless represent a means of recovery and exit in disaster scenarios. We can ensure you have that choice, and can advise you on:

• Primary and secondary secured lending

• Legal and equitable security

• Deeds of priority, ranking and postponement agreements

• Inter-creditor documentation

• Enforcement and security realisation