Alternative finance

Welcome to Francis Wilks & Jones, one of the country’s leading firms of alternative finance lawyers. We provide both borrowers and lenders advice on different types of alternative finance facilities. Whatever your enquiry, please do contact us on 020 7841 0390 and we will endeavour to assist you.

1. Alternative Finance

What is Alternative Finance?  At Francis Wilks & Jones have a team of commercial finance experts which can help you on the subject of Alternative Finance. Alternative Finance is a term which covers finance that falls outside of the traditional financing provided by regulated banks and capital markets.

Alternative Finance lenders often not bound by the same rigid credit and underwriting standards of a traditional lender and therefore are sometimes able to give the business owner quicker access to capital. Examples of Alternative Finance include Crowdfunding and Peer-to-Peer Lending. However, care needs to be taken if you are considering some form of Alternative Finance to ensure the product being offered is right for you.  At Francis Wilks & Jones we can help you with this process.
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2. What is Crowdfunding?

What is Crowdfunding? Crowdfunding is a way of raising finance by asking a large number of people for a small amount of money each. Traditionally, financing a business, project or venture involved asking a few people for large sums of money. Crowdfunding switches this idea around, using the internet to talk to thousands – if not millions – of potential funders.
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3. Advantages and Disadvantages of Crowdfunding

Our experts at Francis Wilks & Jones can provide you with all your queries on crowdfunding, these include providing information on all the advantages and disadvantages of crowdfunding.

If you are considering raising finance for your business, project or venture through crowdfunding, there are a number of factors that you might want to consider and we at Francis Wilks & Jones have the legal expertise to provide you with the guidance which is required.
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4. Is Crowdfunding Regulated?

We are often asked “is crowdfunding regulated”. Our experts at Francis Wilks & Jones can provide advice on regulation of crowdfunding. Are you anxious about raising finance for a project and need advice on the funding options available to you?

We have an expert team of advisors who can provide you with assistance on all your queries in relation to the crowdfunding the regulations pertaining to it.
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5. Peer to Peer Lending

Our experts often get asked what peer to peer Lending is.  Peer to peer lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Websites that facilitate peer-to-peer lending have greatly increased its adoption as an alternative method of financing.  At Francis Wilks & Jones we have the team who can assist with your peer to peer lending enquiries.
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6. Crowdfunding

Crowdfunding is the method of raising money, typically using the internet and social media by asking a large number of people for a sum of money in return for equity, rewards or the loan returned with interest. Money pledged is combined to help reach the funding target.  Pledged money falls into two categories: all or nothing or keep what you raise. In all or nothing backers are not charged if the funding target is not reached, otherwise, applicants keep whatever funding has been raised.

If you are interested in crowdfunding and need more advice our banking and finance lawyers can assist you.
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7. Funding Options

Our banking and finance solicitors often get asked about funding options by start-up businesses and ventures. There are multiple ways to raise funds for your venture beyond dipping into your savings to start your own business. These can be from tax incentive schemes to traditional bank loans. Contact one of our banking and finance solicitors to discuss funding options available to you.
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8. Alternative Investments

Alternative investments are increasingly attracting the attention of investors but should you be considering them. Our experts often get asked what alternative investments are? Alternative investments are a class of financial assets that do not fall into one of the conventional investment categories, which include stocks, bonds, and cash.

Contact the team of experts of Francis Wilks & Jones who can provide you with answers to all your queries on alternative investments.
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