Our specialist debt recovery team at Francis Wilks & Jones is one of the very best in the country. Not only do we collect in many millions of pounds a year for our SME clients, we are also highly experienced in defending debt recovery claims as and when the need arises.

Debt recovery solicitors

When you instruct our debt recovery team, not only are you benefiting from decades of combined legal experience, you are also benefiting from our super IT systems and state-of-the-art case management system. This combination which offers our clients huge advantages, including

The benefits of instructing Francis Wilks & Jones

  • a completely commercial approach to debt recovery cases – always seeking the best recovery route at the best price;
  • taking the best approach to defending a claim;
  • an ability to interface with our clients’ accounting systems to enable the automated transfer of volume debt recovery instructions;
  • state of the art reporting of all cases;
  • an ability for clients to have secure access to part of our own system to completely run the letter before action stage of the recovery process if they so choose;
  • competitive pricing models suited to you.

Extremely thorough, professional and speedy, and the fees were much more reasonable than the competition. Highly recommended.

A private client we assisted with issuing a winding-up petition to recover debts

Our debt recovery team has experience in the following:

Debt collection and enforcement

Our team can effectively and efficiently undertake debt collection and enforcement of all types of debt. We normally start the process with a hard-hitting demand letter and then choose the most appropriate legal action if the debt remains unpaid. These can include

  • standard county court or high court actions;
  • statutory demands;
  • bankruptcy petitions; and
  • winding up petitions.

If we do obtain judgment following court action, we are experienced in all types of enforcement action, from instructing the High Court Enforcement Officer, to the use of statutory demands, bankruptcy petitions, winding up petitions or alternatively pursuing third party debt orders, attachment of earnings orders and charging orders.

Defending debt claims

We are experts in defending debt claims. If you find yourself in the unfortunate position of receiving a debt claim, our team is able to advise quickly and effectively. Whether you are defending a county court or high court claim or on the receiving end of a statutory demand or winding up petition, we have the team to assist you. Urgent action is often required to avoid the worst consequences of a claim.  We can help.

Debt claims

Large debt claims

As well as smaller “more routine” claims, our team also acts in complex high value debt recovery matters, often in the high court rather than the county court. We act for both claimant and defendant in significant large debt claims and are well versed in complex multi-track cases.

Small debt claims

If you find yourself needing to bring a claim or defend smaller debt claims (eg, in the small claims court), we can assist in a way best suited to you. Whether you would like us to run the entire claim for you or simply provide light touch assistance on certain aspects, we have the flexibility to help.

Whatever your debt recovery requirements, Francis Wilks & Jones is the firm for you.  Our decades of combined experience assisting SME clients mean that no matter what the problem, our team can assist.

As credit and collection professionals ourselves, we have to be pretty discerning about the lawyers we retain so it speaks volumes that Francis Wilks & Jones have been our retained solicitors for many years now. Thoroughly professional, the firm has a wide knowledge and experience of the legalities of the debt recovery scene. Sound advice is always available and provides crucial support with some of the more difficult decisions that we have to make.

The Credit Protection Association

Key contacts

Rachel Watkins

Rachel Watkins


Shona Houghton

Shona Houghton

Debt Recovery Manager

Eleanor Ainslie

Eleanor Ainslie

Recoveries Coordinator

View full team

Contact us in confidence