HomeFWJ takeawayTakeawayEnforcing a judgmentCharging ordersWhat is a charging order?

A charging order is one of the most effective ways to secure and enforce an unpaid county court judgment or CCJ as long as the judgment debtor has sufficient equity in land and is the sole owner.

A charging order is one of the most effective ways to secure and enforce an unpaid county court judgment or CCJ as long as the judgment debtor has sufficient equity in land and is the sole owner.

Obtaining a charging order is a two-stage process: the first step is for the judgment creditor to apply to the county court for an interim charging order. The second step is for the Interim charging order to be made into a final charging order and the third stage is for an application to be made to the county court for an order for Sale.

The final charging order will include the amount owed by the creditor under the original county court judgment plus accrued interest and costs.

In some cases it is not possible to apply for an order for sale of a property once an Interim charging order has been made final, but it can still secure the debt.


Our team of charging order solicitors at Francis Wilks & Jones are the best in the country. Whatever your enquiry, we can help. Our advice is fast, accurate and highly cost effective. Contact one of our team of charging order solicitors now for your consultation. Whatever your charging order needs, we are the experts to help you.

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